Frances Joann Lotz, 64, of Cherokee Village died July 15, 2002, at her home.
She was born June 18, 1938, in Ferguson, Mo., the daughter of Albert and Joanna Gardner. She married Carl Lotz March 27, 1965, in St. Louis.
She was a claims adjuster for Provident Insurance Company in St. Louis, Mo., before retiring to Cherokee Village. She worked 10 years as office manager for the Cherokee Villager/Villager Journal newspaper and also worked at the Sharp County assessor's office. She was of the Catholic faith.
She is survived by her husband, Carl Lotz Sr. of Cherokee Village; two sons -- Carl Jr. and Carol Lotz of St. Louis, and John Lotz and his fiancee Theresa Kriby of Jonesboro; two granddaughters -- Allison and Samantha Lotz; two sisters -- Carol Willen of St. Louis, and Janet Kline of Sebring, Fla.
Mrs. Lotz has been cremated according to her wishes. A private memorial service will be held at a later date. Arrangements are under the direction of Heath Oak Hill Chapel of Hardy.
Mrs. Lotz was loved by children of Town Center shop owners and employees; she always had suckers and toys in her desk drawer for children who visited the Villager Journal office. She was patient and kind to older customers who came into the office. She and her husband quietly performed many kind deeds for others, including leaving Christmas gifts for the Town Center caretaker who had no family.
She was known as a hard worker who complained only when there wasn't enough work to keep her busy. She walked between 6 and 10 miles a day, seven days a week. She loved golf, landscaping her yard and caring for her pets.